A simple long-term portfolio can be built with three ETFs: VTI for U.S. stocks, VXUS for international stocks, and SCHD for dividend stocks. VTI covers the entire U.S. equity market including 3,000 additional mid- and small-cap stocks. VXUS holds 8,700 non-U.S. stocks with a 75% developed and 25% emerging market split.
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