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Visa's Subra Kumaraswamy told the Global Fintech Fest that payment system exploitation now takes under an hour, down from 18 months in 2016. Visa open-sourced the Visa Vulnerability Agentic Harness (VVAH) on GitHub, which generates patches and finds flaws. India's MeitY separately proposed mandatory human-in-the-loop checks for agentic AI payments.
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