AI150secabout 1 hour ago
Europe's fragmented SME lending traps U.S. banks
7 min read
U.S. banks expanding SME lending in Europe mistakenly treat it as one market. Prestatech co-founder Luca Terragni says 27 regulatory regimes, no FICO equivalent, and patchy bureau data require local infrastructure and cash-flow underwriting, not a copy-pasted U.S. stack.
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