The JOBS Act 2012 introduced Regulation Crowdfunding, allowing non-accredited investors to participate in early-stage startups. Investors with annual income or net worth under $124,000 can commit up to $2,500 or 5% of their net worth, whichever is higher. Those above $124,000 can invest up to 10% of their greater income or net worth, capped at $124,000 total per 12 months.
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