Schwab SCHO offers 3.9% yield vs. VanEck SMB's 2.69% with lower fees

Schwab SCHO delivers 3.9% dividend yield versus VanEck SMB's 2.69% yield, with a 0.03% expense ratio versus 0.21%. SCHO holds 99 positions, 98% in cash and others, 1% in tech and comms. SMB tracks municipal bonds, pays $0.47 per share, has 335 holdings. Both funds offer short-term capital preservation and liquidity.