Finto Raises $3.4M, Chooses Munich Over Silicon Valley

Finto, a German startup building AI agents for accounting, raised $3.4 million in seed funding from Y Combinator, Gradient, and Lightspeed. Founded in 2025 and based in Munich, the company integrates with SAP, Microsoft Dynamics, and DATEV to automate invoice verification, account coding, and purchase-order matching for European enterprise finance teams.