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The latest 401k news, distilled by AI into sharp ~100-word summaries. ByteBrief tracks 401k across dozens of tech sources and brings you only what matters, updated hourly. Tap any story for the full brief, or open the original source.
Vanguard data shows 61% of 401(k) participants used target date funds last year. These funds can become too conservative near retirement, limiting growth potential. They also charge higher fees and ignore outside investments, risking a shortfall. Savers may get better returns with low-cost index funds.
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